What Makes Us Different:
We specialize in HOPE for Homeowners, a new program similar to a Short Refinance. Our company has been originating short refinances since January 2008 and have successfully obtained short payoffs for our clients. Our goal is to help homeowners nationwide keep their home and achieve long term affordable payments.

The list of lenders accepting Short Refinances is growing at a rapid rate. In January 2008, there were 3 mortgage servicers and the list has grown to over 10 major lenders.

Better Business Bureau Member
Before you make a decision about who you are going to trust to handle your Short Refinance, verify they are a member of the
Better Business Bureau (BBB) to do Short Refinances. BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited, and this will be easily identified with a "BBB OnLine Trustmark" bbbseal1 and a link to the BBBOnLine confirming their participation. (Click Here to verify that Affinity Financial is BBB accredited to do Short Refinances)


Affinity Financial is HUD Approved
An integral part of the HOPE for Homeowners, Short Refi, Short Refinance or Short Payoff Process is being HUD Approved. The FHA Secure Program allows homeowners with Adjustable Rate Mortgage (ARM) loans the ability to refinance into an FHA insured mortgage loan even if they are late on their current loan.